Alright, all debt except for having a negative balance and the legacy loans will be included. So the 1.4mil mana counts as debt.

@Tumbles down to 293k, congrats!

+1.4mil to Manifold lol

@SavioMak it would be good to clarify if that loan counts for this market

Won't count debt against Manifold btw, only p2p loans

Does this count as a p2p loan or debt to Manifold?

@Arky That's awkward because my intention is to ignore negative balance and the legacy loans (since Tumbles is also not counting those in his market). It will count for the purpose of this market. See my pinned comment for clarification.

p2p loans are being banned, with existing debts being grandfathered in, so this will resolve to 300,000 or less

@Tumbles unless they revert it

@SavioMak That's true. Currently I still think my loan taking days would be over even if managrams come back, but I wouldn't say that for sure. The pivot has super nerfed my trading strats, which means I can't make as much with loans, which means I can't offer very good rates, which means people will prefer to just hold onto their mana, especially since it's worth actual money now. A lot could change though between now and the end of the year

currently just shy of M$785k, and I don't see the debt getting much lower (unless Tumbles goes bankrupt)

update: now up to M$818k

@duck_master because this is only about debt at EOY 2024, you should only add the loans that are due 2025 onwards, and it is ~300k right now

Added this to the Tumbles Financial Complex Dashboard

@Tumbles I didn't want to touch your topic

@Tumbles If you want to see how previous markets similar to this went, follow the chain of links in the comments starting with this market:

/Tumbles/ok-this-is-just-getting-silly-now-w